LM
Lower My Bill
🔵 Stable🕐 updated 2026-08-04
🔷 SkillSpec L3
pm-money
Negotiate a recurring bill down — internet, phone, insurance, cable, gym — with a ready-to-read script, the competitor leverage that actually moves the price, and exactly what to say when they say no. Use when asked to lower my bill, negotiate my internet/phone bill, my provider raised my price, or how do I get a discount on [service]. Produces a call-or-chat script in your words, the specific leverage for your situation, a fallback ladder (discount → downgrade → cancel lever), and a note of what to write down so the promised deal actually sticks.
🗣 Say this to your agent
“My internet bill jumped from £35 to £52 — help me get it back down.”“How do I negotiate my phone bill? I've been with them six years.”“Write me a script to lower my insurance renewal.”“The gym keeps raising prices — what do I actually say to get a discount?”“My cable promo ended and the bill doubled. Can you help me call and fix it?”
What to give it
▸What service & who — provider and type (internet / mobile / insurance / cable / gym / streaming)
▸What you pay now — current monthly/annual price, and what it *was* before any increase
▸What triggered this — price went up, promo ended, or you just want it lower
▸Your leverage, if any — a competitor's advertised price, how long you've been a customer, whether you can actually leave, bundle you're on
▸Your real bottom line — the price you'd be happy with, and whether you're willing to switch providers if they won't budge
✅ The bar it holds itself to
Every skill in this library self-verifies — these are this skill's own quality checks, straight from its definition.
✓The ask names a specific target number, not "some discount"
✓Leverage used is real to this person (no invented competitor quotes)
✓The retention/cancel step is framed as a lever, not an instruction to actually cancel
✓A fallback ladder exists — the plan survives the first "no"
✓A walk-away number is stated only if switching is genuinely an option for them
✓The "write it down" step is included so the deal sticks
✓Tone is confident and polite — never abusive to the agent (they didn't set the price)
⚠️ What it refuses to do
**Bluffing a competitor offer** that doesn't exist — it collapses the moment they call it.
**Threatening to cancel when you won't** — front-line agents hear it 50 times a day; an empty threat weakens you.
**Taking the first agent's "no" as final** — the discount often lives at a desk you haven't reached yet.
**Being rude to the person on the line** — they didn't raise your price and won't help someone who's abusive.
**Winning a verbal deal and not recording it** — no name, no number, no confirmation, and it quietly reverts.
Install
npx pm-claude-skills add --agent claude # or codex · cursor · gemini · hermes
# or one-line MCP (every skill, any client):
claude mcp add pm-skills -- npx -y pm-claude-skills-mcpRelated skills
🔌 Embed this skill
Drop this on your blog, docs, or site — it renders a "Run this skill" card:
<div data-pm-skill="lower-my-bill"></div>
<script src="https://mohitagw15856.github.io/pm-claude-skills/embed.js" async></script>💬 Discussion
Lower My Bill is one of 1174 open-source professional AI agent skills — all SkillSpec L3.
Try them all in the browser · ⭐ Star on GitHub · Browse the full catalog