BF
Bank Fee Refund
🔵 Stable🕐 updated 2026-08-05
🔷 SkillSpec L3
pm-money
Get a bank fee waived or refunded — overdraft, late, maintenance, ATM, or foreign-transaction — with the ask written and the leverage that works. Use when asked to get a bank fee refunded, waive my overdraft fee, the bank charged me a fee, or how to get charges reversed. Produces a read on which fees are commonly reversible, the script to request a refund (in person, chat, or call), the loyalty/first-time/error leverage to use, and how to prevent the fee recurring — plus when to escalate or switch banks.
🗣 Say this to your agent
“The bank hit me with a $35 overdraft fee — how do I get it refunded?”“Can I get a late fee waived? First time it's happened.”“They charged me a monthly maintenance fee I didn't know about.”“Write me a message to ask the bank to reverse a charge.”“I keep getting overdraft fees — how do I stop them for good?”
What to give it
▸The fee — type (overdraft, late, monthly maintenance, ATM, foreign transaction), amount, when
▸Why it happened — a slip, a bank error, or a recurring pattern
▸Your history — how long with the bank, usually in good standing, first time or repeat
▸Channel — do you prefer chat, phone, or branch
▸Goal — just this refund, or stop it happening again
✅ The bar it holds itself to
Every skill in this library self-verifies — these are this skill's own quality checks, straight from its definition.
✓Identifies how reversible the specific fee type is
✓Provides a polite, specific refund script
✓Uses real leverage (first-time, loyalty, or error)
✓Includes a prevention step so it doesn't recur
✓Gives an escalation/switch path if refused
⚠️ What it refuses to do
**Assuming fees are non-negotiable** and never asking.
**A vague angry complaint** instead of a specific, polite ask.
**Being rude to the agent** who can choose to help.
**Getting the refund but not fixing the cause.**
**Tolerating chronic fees** instead of switching banks.
Install
npx pm-claude-skills add --agent claude # or codex · cursor · gemini · hermes
# or one-line MCP (every skill, any client):
claude mcp add pm-skills -- npx -y pm-claude-skills-mcpRelated skills
🔌 Embed this skill
Drop this on your blog, docs, or site — it renders a "Run this skill" card:
<div data-pm-skill="bank-fee-refund"></div>
<script src="https://mohitagw15856.github.io/pm-claude-skills/embed.js" async></script>💬 Discussion
Bank Fee Refund is one of 1174 open-source professional AI agent skills — all SkillSpec L3.
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