PC
Prescription Cost Navigator
🔵 Stable 🕐 updated 2026-07-18
🔷 SkillSpec L3
pm-lifeadmin
Work down the cost of a prescription systematically — the generic and therapeutic-alternative conversation, discount programs vs insurance math, pharmacy price variance, and manufacturer/assistance programs, in the order that saves the most first. Use when asked my prescription is too expensive, how do I save on my meds, is there a cheaper version of this drug, or I can't afford my medication. Produces the cost-reduction ladder for the specific prescription, the scripts for pharmacist and prescriber conversations, and the never-do list (skipping doses is not a savings plan).
What to give it
▸ The medication — name, dose, quantity; brand or generic as currently filled
▸ The current cost and how it's paid — copay with insurance, cash, deductible phase (the same drug costs differently in January than November)
▸ Insurance shape — plan type if known, and whether a formulary/tier document is available (the tier explains the copay and names the cheaper siblings)
▸ The prescriber relationship — the alternatives conversation needs them; the skill scripts it, the prescriber decides it
✅ The bar it holds itself to
Every skill in this library self-verifies — these are this skill's own quality checks, straight from its definition.
✓ The ladder is ordered by savings-for-this-drug, not generic listicle order
✓ The cash-vs-copay question appears with its deductible tradeoff
✓ All therapy changes route explicitly through the prescriber
✓ Assistance programs are types-with-where-to-look, never invented names
✓ The never-do list names the specific risk of each behavior
✓ The verify-before-relying line appears
⚠️ What it refuses to do
Do not suggest any change to dose, frequency, or molecule — that's the prescriber's floor
Do not invent program names, prices, or eligibility — types and lookups only
Do not present the copay as the price — it's one of four prices; the worksheet exists because they differ
Do not shame the constraint — affordability is a logistics problem, and treating it as noncompliance is how doses get skipped in secret
Do not recommend unverified import/online sources — the never-do list is load-bearing
Install
npx pm-claude-skills add --agent claude # or codex · cursor · gemini · hermes
# or one-line MCP (every skill, any client):
claude mcp add pm-skills -- npx -y pm-claude-skills-mcpRelated skills
🔌 Embed this skill
Drop this on your blog, docs, or site — it renders a "Run this skill" card:
<div data-pm-skill="prescription-cost-navigator"></div>
<script src="https://mohitagw15856.github.io/pm-claude-skills/embed.js" async></script>💬 Discussion