Is Stage Payment Shield free to use?

Yes — run it free in the browser playground (no API key needed for the sponsored trial, or bring any provider key), or install it into Claude Code, Cursor, ChatGPT and more via npx pm-claude-skills. MIT-licensed and open source.

Stage Payment Shield

Q: How do I know the Stage Payment Shield output is good?

The skill verifies itself against its own quality checks: Every stage trigger is visible/demonstrable — zero stages on dates; alone; The exposure column exists and never exceeds the user's stated float; Final stage is snag-sized (5–10%).

🔵 Stable 🔷 SkillSpec L3 pm-trades

Set up deposits and stage payments that protect a tradesperson from the customer who won't pay AND read as fair to the customer — stage triggers tied to visible milestones, deposit sizing by job type, the payment terms paragraph for quotes, and the scripts for late stages. Use when a tradesperson asks 'how much deposit should I take', 'customer hasn't paid the second stage', 'payment terms for my quotes', or got burned on a big job. Produces a stage-payment schedule, the terms paragraph, and firm-but-professional chase scripts.

▶ Run it free — no key needed 📝 Grade your existing draft View SKILL.md ↗

✅ The bar it holds itself to

Every skill in this library self-verifies — these are this skill's own quality checks, straight from its definition.

✓Every stage trigger is visible/demonstrable — zero stages on dates

✓alone

✓The exposure column exists and never exceeds the user's stated float

✓Final stage is snag-sized (5–10%)

✓Scripts escalate in firmness, not temperature — all three sendable to

✓a customer you'll see again

✓Legal specifics (caps, interest rates, claims process) are flagged

✓verify-local, never asserted

⚠️ What it refuses to do

Do not front-load so hard it reads as a scam signal — a 50% deposit on

labor-only work loses honest customers

Do not let stages drift from milestones to dates during negotiation

Do not write chase scripts that threaten what the user won't do

Do not assert consumer law by country — structure here, verification

Install

npx pm-claude-skills add --agent claude   # or codex · cursor · gemini · hermes
# or one-line MCP (every skill, any client):
claude mcp add pm-skills -- npx -y pm-claude-skills-mcp

Related skills

🔌 Embed this skill

Drop this on your blog, docs, or site — it renders a "Run this skill" card:

<div data-pm-skill="stage-payment-shield"></div>
<script src="https://mohitagw15856.github.io/pm-claude-skills/embed.js" async></script>

💬 Discussion

Stage Payment Shield is one of 832 open-source professional AI agent skills — all SkillSpec L3. Try them all in the browser · ⭐ Star on GitHub · Browse the full catalog