HC
Home Contractor Quote Decoder
🔵 Stable🕐 updated 2026-07-18
🔷 SkillSpec L3
pm-decoders
Decode a home renovation or repair quote — allowances that aren't prices, exclusions that become change orders, payment schedules that shift risk, and what a comparable-bids check should cover. Use when someone asks 'is this contractor quote fair', 'decode this renovation bid', 'what should be in a contractor contract', or 'why do these three bids differ so much'. Produces a section-by-section decode, the allowance and exclusion audit, payment-schedule risk analysis, and the questions that make bids comparable.
What to give it
▸The quote / contract text — full document preferred; decode what's provided and name the missing sections (a one-page quote for a $60k job is itself a finding).
▸The project as the homeowner understands it — what "done" looks like to them; the decode hunts the gap between their "done" and the document's.
▸Competing bids — if any — the decode aligns them line by line.
▸Jurisdictional context — if known — permits and lien rules vary; flagged, not asserted.
✅ The bar it holds itself to
Every skill in this library self-verifies — these are this skill's own quality checks, straight from its definition.
✓Every allowance is audited against the homeowner's stated grade, with the overage totaled
✓The finished-job reconciliation produces an explicit silent-items list
✓Payment-schedule exposure is shown as money-ahead-of-work over time
✓Jurisdiction-dependent items (deposit caps, permits, liens) are flagged verify-locally
✓Bid comparisons align scope first, price second
✓The disclaimer line appears verbatim in the artifact
⚠️ What it refuses to do
Do not judge the contractor's quality or honesty — decode the document; references and licensing checks are separate homework (name them)
Do not treat the lowest bid as the best or the worst — un-specified scope explains most bid gaps; make it comparable first
Do not invent local costs or code requirements — ranges to verify, not facts
Do not soften the allowance finding — a teaser allowance is the oldest trick in the bid
Do not let "we'll figure it out as we go" stand anywhere money is involved — that sentence is a time-and-materials contract in disguise
Install
npx pm-claude-skills add --agent claude # or codex · cursor · gemini · hermes
# or one-line MCP (every skill, any client):
claude mcp add pm-skills -- npx -y pm-claude-skills-mcpRelated skills
🔌 Embed this skill
Drop this on your blog, docs, or site — it renders a "Run this skill" card:
<div data-pm-skill="home-contractor-quote-decoder"></div>
<script src="https://mohitagw15856.github.io/pm-claude-skills/embed.js" async></script>💬 Discussion
Home Contractor Quote Decoder is one of 625 open-source professional AI agent skills — all SkillSpec L3.
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