PS
Pay Stub Decoder
🔵 Stable🕐 updated 2026-07-17
🔷 SkillSpec L3
pm-decoders
Decode a pay stub line by line — every deduction explained, the gross-to-net story, and the errors worth catching. Use when asked to explain my pay stub, why is my paycheck smaller than expected, what are all these deductions, or check my paycheck for mistakes. Produces a line-by-line decode, the gross-to-net waterfall, the error checklist (withholding, benefits, overtime), and the fixes to raise with payroll.
What to give it
▸The stub — lines and amounts (redact identifiers freely; the codes and numbers are what matter)
▸The expectations: — stated salary/rate, hours if hourly, benefit elections (retirement %, insurance tier), filing status
▸Jurisdiction — tax lines and mandatory deductions vary by country/state; never guess
▸What prompted this — "smaller than expected" gets a targeted diff, not just a tour
✅ The bar it holds itself to
Every skill in this library self-verifies — these are this skill's own quality checks, straight from its definition.
✓Every line is decoded or explicitly flagged ask-payroll — none skipped
✓The waterfall reconciles to the stated net to the cent
✓Findings show single-period and annualized amounts
✓The error checklist ran against the user's stated elections
✓Clean lines are affirmed, not just silent
✓The disclaimer appears verbatim
⚠️ What it refuses to do
Do not guess ambiguous codes — a wrong decode plants a wrong grievance
Do not treat all deductions as losses — the waterfall distinguishes taxes, savings, and benefits
Do not skip YTD — the single stub hides what the year reveals
Do not draft an angry payroll email — line numbers and expected-vs-actual get fixes; tone gets ticket queues
Do not give tax advice — decode what IS withheld; what SHOULD be is a professional's call
Install
npx pm-claude-skills add --agent claude # or codex · cursor · gemini · hermes
# or one-line MCP (every skill, any client):
claude mcp add pm-skills -- npx -y pm-claude-skills-mcpRelated skills
🔌 Embed this skill
Drop this on your blog, docs, or site — it renders a "Run this skill" card:
<div data-pm-skill="pay-stub-decoder"></div>
<script src="https://mohitagw15856.github.io/pm-claude-skills/embed.js" async></script>💬 Discussion
Pay Stub Decoder is one of 750 open-source professional AI agent skills — all SkillSpec L3.
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