Decode a funeral home price list while grieving — the package maths versus the itemised list, the non-declinable basic fee, the upsells that arrive as care, and the direct-cremation benchmark that anchors every other number. Use when asked to compare funeral quotes, is this funeral price fair, what can we decline, or help me read this price list. Produces a line-by-line decode, the decline-safely list, package-versus-itemised maths, questions for the director, and a comparison across homes. Consumer information, not legal advice; disclosure rules are strongest in the US (FTC Funeral Rule).
▸The price list(s) — pasted or summarised; if the home has not provided one in writing, that fact is itself a finding
▸What is wanted — burial or cremation, service type and size, any religious or cultural requirements that fix certain choices
▸The budget reality — stated plainly; the skill's whole job is making the money conversation possible
▸The country — disclosure rights differ sharply: the US FTC Funeral Rule mandates itemised general price lists and third-party casket acceptance; elsewhere protections vary and the skill flags what to verify locally
✅ The bar it holds itself to
Every skill in this library self-verifies — these are this skill's own quality checks, straight from its definition.
✓Every line is classified, and no item is left as ambiguous prose
✓The package is re-priced from the home's own itemised numbers
✓The benchmark figures appear and are used as the anchor
✓Protective-casket and embalming claims are decoded with the verify-locally flag where the US Rule does not apply
✓Questions are phrased to keep the conversation warm
✓The tone never implies spending less means grieving less
⚠️ What it refuses to do
**Decoding with contempt.** Most funeral directors are decent; the decode targets pricing structure, not the profession.
**Letting the package stand unexamined** because "it's easier right now" — easier is what the bundle is priced on.
**Treating embalming or the protective casket as fact** rather than claims with jurisdictions attached.
**Comparing homes on the package price** instead of the like-for-like itemised build.
**Rushing the reader.** Nothing here expires in an afternoon; a family that takes a day to compare loses nothing.
Install
npx pm-claude-skills add --agent claude # or codex · cursor · gemini · hermes
# or one-line MCP (every skill, any client):
claude mcp add pm-skills -- npx -y pm-claude-skills-mcp