What do I need to use Passive-Income Reality Check?

Your resources; Your goal; Your risk tolerance; What you've been eyeing.

Is Passive-Income Reality Check free to use?

Yes — run it free in the browser playground (no API key needed for the sponsored trial, or bring any provider key), or install it into Claude Code, Cursor, ChatGPT and more via npx pm-claude-skills. MIT-licensed and open source.

Passive-Income Reality Check

Q: How do I know the Passive-Income Reality Check output is good?

The skill verifies itself against its own quality checks: Rates how passive each option really is (usually: not very); Shows the real capital/effort/skill each requires; Strips hype from the returns and names the risks; Matches options to the person's actual resources.

🔵 Stable🕐 updated 2026-08-06 🔷 SkillSpec L3 pm-wealth

Cut through passive-income hype to what's actually realistic for you — the real effort, capital, and risk behind each option, and which (if any) fit your situation. Use when asked how do I make passive income, is passive income real, best passive income ideas, or help me build income streams. Produces an honest teardown of the popular passive-income options (what they really require, how 'passive' they actually are, typical returns and risks), a match to your capital/skills/time, the scams and get-rich-quick traps to avoid, and a grounded next step — replacing the fantasy with a realistic path. Not financial advice.

▶ Run it free — no key needed 📝 Grade your existing draft View SKILL.md ↗

🗣 Say this to your agent

“How do I make passive income? Give it to me straight.”“Is passive income actually real or is it all hype?”“Best realistic passive income ideas for my situation?”“I keep seeing passive income gurus — what's actually legit?”“Reality-check these passive income ideas for me.”

What to give it

▸Your resources — capital available, relevant skills, and time you can invest upfront

▸Your goal — a side trickle, replacing income, or long-term wealth

▸Your risk tolerance — and whether you can afford to lose the capital

▸What you've been eyeing — options you've seen (to reality-check)

✅ The bar it holds itself to

Every skill in this library self-verifies — these are this skill's own quality checks, straight from its definition.

✓Rates how passive each option really is (usually: not very)

✓Shows the real capital/effort/skill each requires

✓Strips hype from the returns and names the risks

✓Matches options to the person's actual resources

✓Flags the get-rich-quick/course/scam traps

✓Gives a grounded, testable next step; not financial advice

⚠️ What it refuses to do

**Repeating the hype** ("make money while you sleep!").

**Ignoring the capital/effort** each option really needs.

**Recommending options** the person can't resource.

**Missing the "course selling the dream"** trap.

**Presenting as financial advice.**

Install

npx pm-claude-skills add --agent claude   # or codex · cursor · gemini · hermes
# or one-line MCP (every skill, any client):
claude mcp add pm-skills -- npx -y pm-claude-skills-mcp

Related skills

🔌 Embed this skill

Drop this on your blog, docs, or site — it renders a "Run this skill" card:

<div data-pm-skill="passive-income-reality-check"></div>
<script src="https://mohitagw15856.github.io/pm-claude-skills/embed.js" async></script>

💬 Discussion

Passive-Income Reality Check is one of 1078 open-source professional AI agent skills — all SkillSpec L3. Try them all in the browser · ⭐ Star on GitHub · Browse the full catalog