What do I need to use Financial-Independence Roadmap?

Your numbers; Your spending target; Your why (optional); Region.

Is Financial-Independence Roadmap free to use?

Yes — run it free in the browser playground (no API key needed for the sponsored trial, or bring any provider key), or install it into Claude Code, Cursor, ChatGPT and more via npx pm-claude-skills. MIT-licensed and open source.

Financial-Independence Roadmap

Q: How do I know the Financial-Independence Roadmap output is good?

The skill verifies itself against its own quality checks: Gives a rough, clearly-illustrative FI number; Reveals that savings rate drives the timeline more than income; Makes the timeline concrete at a few savings rates; Presents the flavors (lean/coast/partial/full), not all-or-nothing.

🔵 Stable🕐 updated 2026-08-06 🔷 SkillSpec L3 pm-wealth

Map a realistic path toward financial independence — the number you'd actually need, your savings rate's massive effect on the timeline, and the honest tradeoffs. Use when asked how do I reach financial independence, explain FIRE, what's my FI number, or plan for financial freedom. Produces an educational read on your rough FI number (and why the savings rate matters more than income), the timeline math at different savings rates, the levers and lifestyle tradeoffs, the different flavors (lean/coast/full), and the traps — turning a vague dream of freedom into a directional plan. Not financial advice.

▶ Run it free — no key needed 📝 Grade your existing draft View SKILL.md ↗

🗣 Say this to your agent

“How do I reach financial independence? Explain the path.”“What's my FI number and how long would it take?”“Explain FIRE and whether it's realistic for me.”“Plan a roadmap to financial freedom.”“Is early retirement actually achievable on my income?”

What to give it

▸Your numbers — income, spending, current savings/investments

▸Your spending target — what annual spending you'd want in independence

▸Your why (optional) — full early retirement, or just optionality/security

▸Region — for the (educational) caveats around tax and safe-withdrawal norms

✅ The bar it holds itself to

Every skill in this library self-verifies — these are this skill's own quality checks, straight from its definition.

✓Gives a rough, clearly-illustrative FI number

✓Reveals that savings rate drives the timeline more than income

✓Makes the timeline concrete at a few savings rates

✓Presents the flavors (lean/coast/partial/full), not all-or-nothing

✓Names the save-now-vs-live-now tradeoff honestly

✓Flags the traps; states not financial advice

⚠️ What it refuses to do

**Presenting the FI number as precise** or guaranteed.

**Focusing on income** while ignoring savings rate.

**All-or-nothing full-FIRE** framing with no flavors.

**Ignoring the present-living cost** of extreme saving.

**Financial advice** rather than education.

Install

npx pm-claude-skills add --agent claude   # or codex · cursor · gemini · hermes
# or one-line MCP (every skill, any client):
claude mcp add pm-skills -- npx -y pm-claude-skills-mcp

Related skills

🔌 Embed this skill

Drop this on your blog, docs, or site — it renders a "Run this skill" card:

<div data-pm-skill="financial-independence-roadmap"></div>
<script src="https://mohitagw15856.github.io/pm-claude-skills/embed.js" async></script>

💬 Discussion

Financial-Independence Roadmap is one of 1078 open-source professional AI agent skills — all SkillSpec L3. Try them all in the browser · ⭐ Star on GitHub · Browse the full catalog