What do I need to use Net Worth Statement?

Assets; Liabilities; Context (optional).

Is Net Worth Statement free to use?

Yes — run it free in the browser playground (no API key needed for the sponsored trial, or bring any provider key), or install it into Claude Code, Cursor, ChatGPT and more via npx pm-claude-skills. MIT-licensed and open source.

Net Worth Statement

Q: How do I know the Net Worth Statement output is good?

The skill verifies itself against its own quality checks: Assets and liabilities are itemized and totaled; net worth = assets − liabilities; Assets are tagged liquid / invested / fixed so accessibility is visible; At least the debt-to-asset and liquidity reads are included; The "read" names the single biggest strength and risk honestly.

🔵 Stable🕐 updated 2026-06-30 🔷 SkillSpec L3 pm-money

Produce a personal net-worth statement — assets minus liabilities — and a way to track it. Use when asked to calculate net worth, summarize finances, or set up net-worth tracking. Produces a categorized assets/liabilities statement, the net-worth figure, liquidity and debt ratios, and a tracking cadence. Educational, not regulated financial advice.

▶ Run it free — no key needed 📝 Grade your existing draft View SKILL.md ↗

What to give it

▸Assets — cash/savings, investment & retirement accounts, property, vehicles, other valuables (current values).

▸Liabilities — mortgage, car loans, student loans, credit cards, other debts (current balances).

▸Context (optional) — (optional) — age/stage and goal, so the read is meaningful.

✅ The bar it holds itself to

Every skill in this library self-verifies — these are this skill's own quality checks, straight from its definition.

✓Assets and liabilities are itemized and totaled; net worth = assets − liabilities

✓Assets are tagged liquid / invested / fixed so accessibility is visible

✓At least the debt-to-asset and liquidity reads are included

✓The "read" names the single biggest strength and risk honestly

✓A repeatable tracking cadence/table is provided

⚠️ What it refuses to do

Do not inflate asset values — use realistic current/market values, not purchase prices

Do not omit liabilities or net them silently — show both sides

Do not present a one-time number as the goal — emphasize the trend

Do not ignore liquidity — high net worth that's all illiquid is a real risk worth flagging

Do not present this as personalized financial advice

Install

npx pm-claude-skills add --agent claude   # or codex · cursor · gemini · hermes
# or one-line MCP (every skill, any client):
claude mcp add pm-skills -- npx -y pm-claude-skills-mcp

Related skills

🔌 Embed this skill

Drop this on your blog, docs, or site — it renders a "Run this skill" card:

<div data-pm-skill="net-worth-statement"></div>
<script src="https://mohitagw15856.github.io/pm-claude-skills/embed.js" async></script>

💬 Discussion

Net Worth Statement is one of 625 open-source professional AI agent skills — all SkillSpec L3. Try them all in the browser · ⭐ Star on GitHub · Browse the full catalog