What do I need to use Expense Audit?

Spending data; Which are recurring; What's off-limits (optional); Goal (optional).

Is Expense Audit free to use?

Yes — run it free in the browser playground (no API key needed for the sponsored trial, or bring any provider key), or install it into Claude Code, Cursor, ChatGPT and more via npx pm-claude-skills. MIT-licensed and open source.

Expense Audit

Q: How do I know the Expense Audit output is good?

The skill verifies itself against its own quality checks: Spending is categorized with both monthly and annualized figures; Every recurring charge is listed with a keep/downgrade/cancel/negotiate verdict; Cuts are ranked by annual impact, each with a dollar amount and a how-to; A clear total opportunity (and an easy-wins subtotal) is given.

🔵 Stable🕐 updated 2026-06-30 🔷 SkillSpec L3 pm-money

Audit spending to find leaks — recurring subscriptions, creep, and cuttable costs — ranked by impact. Use when asked to cut expenses, review subscriptions, find where money is going, or free up cash. Produces a categorized spend breakdown, a ranked list of cuts with dollar amounts, and the annualized savings. Educational, not regulated financial advice.

▶ Run it free — no key needed 📝 Grade your existing draft View SKILL.md ↗

What to give it

▸Spending data — a list of expenses or transactions (paste what they have: statements, a rough list, categories + amounts).

▸Which are recurring — subscriptions and memberships, with frequency.

▸What's off-limits (optional) — (optional) — costs they won't cut (and why), so suggestions stay realistic.

▸Goal (optional) — (optional) — a target amount to free up.

✅ The bar it holds itself to

Every skill in this library self-verifies — these are this skill's own quality checks, straight from its definition.

✓Spending is categorized with both monthly and annualized figures

✓Every recurring charge is listed with a keep/downgrade/cancel/negotiate verdict

✓Cuts are ranked by annual impact, each with a dollar amount and a how-to

✓A clear total opportunity (and an easy-wins subtotal) is given

✓Suggestions respect the off-limits items and stay realistic

⚠️ What it refuses to do

Do not say "spend less" — every cut must name an amount and a method

Do not rank by monthly when annual reveals the real impact — annualize everything

Do not suggest cutting things the person flagged as off-limits

Do not miss the silent recurring charges — those are usually the biggest, easiest wins

Do not present this as personalized financial advice

Install

npx pm-claude-skills add --agent claude   # or codex · cursor · gemini · hermes
# or one-line MCP (every skill, any client):
claude mcp add pm-skills -- npx -y pm-claude-skills-mcp

Related skills

🔌 Embed this skill

Drop this on your blog, docs, or site — it renders a "Run this skill" card:

<div data-pm-skill="expense-audit"></div>
<script src="https://mohitagw15856.github.io/pm-claude-skills/embed.js" async></script>

💬 Discussion

Expense Audit is one of 599 open-source professional AI agent skills — all SkillSpec L3. Try them all in the browser · ⭐ Star on GitHub · Browse the full catalog