Use when asked what a term means in an annual report, to explain EBITDA, goodwill, free cash flow, working capital or diluted EPS, or to define any investing or accounting word in plain English, ideally in the context of an uploaded report. Explains each term the user gives, anchored to the specific document where one is provided. Produces, per term, a one-sentence plain definition, where it appears in this document with the page, why a beginner might misread it, and one thing to check next. Refuses buy, sell and valuation opinions and points to the other skills in the bundle instead. Educational, not financial advice.
“What does EBITDA mean on page 3 of this report?”“Explain goodwill like I'm new to this”“What's the difference between operating profit and adjusted operating profit here?”“Define diluted EPS, working capital and free cash flow”“What is a covenant, and does this company have any?”
What to give it
▸The term or terms — (any number; if more than eight, explain the first eight and list the rest for the next turn).
▸An uploaded annual report PDF(optional) — optional but preferred. Without one, field 2 describes where the term normally appears and says no report was provided.
✅ The bar it holds itself to
Every skill in this library self-verifies — these are this skill's own quality checks, straight from its definition.
✓Every card has exactly the four fields, in order — pass/fail
✓Every page reference is present where the report contains the term, and the not-present wording is exact otherwise — pass/fail
✓No card contains an opinion on price, value, quality, or whether to buy — pass/fail
✓Opinion questions received the redirect block and the terms were still defined — pass/fail
✓Every illustrative number not from the report is labelled illustrative — pass/fail
✓The disclaimer line is the final line, verbatim — pass/fail
⚠️ What it refuses to do
Do not define a term with three other undefined terms
Do not pad the card with history, etymology, or a paragraph of context
Do not say "it depends" for the misread; name the one most likely confusion
Do not answer "so is that good?" with anything but the redirect block
Do not cite a page from memory of a different edition of the report
Install
npx pm-claude-skills add --agent claude # or codex · cursor · gemini · hermes
# or one-line MCP (every skill, any client):
claude mcp add pm-skills -- npx -y pm-claude-skills-mcp