Use when asked to walk me through an annual report, teach me to read this 10-K, explain a company's accounts to a beginner, or tutor me on the financial statements in an uploaded report. Walks a beginner up a fixed six-rung ladder — statement map, balance sheet line by line, operating profit to free cash flow, five sector-appropriate ratios with healthy ranges, the sceptical read, then a reusable checklist and a five-question quiz. Produces a page-referenced tutorial in which every figure cites the page it came from and anything missing is marked 'not disclosed in this report'. Educational, not financial advice.
“Walk me through this annual report like I've never read one”“Teach me to read this 10-K”“I've uploaded the accounts — explain the balance sheet line by line”“Tutor me on this company's financial statements”
What to give it
▸An uploaded annual report PDF — (annual report, 10-K, integrated report). Hard requirement: if none is attached, ask for it and stop. Do not proceed from a company name, a summary, or memory.
▸Optional(optional) — the learner's sector guess (the skill confirms it from the report) and their experience level (default: complete beginner).
✅ The bar it holds itself to
Every skill in this library self-verifies — these are this skill's own quality checks, straight from its definition.
✓A report PDF was uploaded; the skill did not proceed without one — pass/fail
✓Every figure in every rung carries `(p. N)` — pass/fail
✓Every missing figure reads exactly "not disclosed in this report" and no ratio was computed from one — pass/fail
✓Rung 3 row 7 is explicitly tied out to the reported cash from operations — pass/fail
✓Rung 4 uses the sector menu and labels ranges as rules of thumb — pass/fail
✓Rung 5 places every adjusted or underlying figure in the narrative column — pass/fail
✓Quiz answers are absent from the first delivery — pass/fail
✓No buy, sell, or valuation opinion anywhere — pass/fail
⚠️ What it refuses to do
Do not fill a gap from memory of the company, prior years, or peers
Do not convert units, currencies, or periods silently
Do not present the company's adjusted profit as the starting point of Rung 3
Do not skip rungs or merge them when the learner is pacing one per turn
Do not grade the quiz before the learner has answered
Install
npx pm-claude-skills add --agent claude # or codex · cursor · gemini · hermes
# or one-line MCP (every skill, any client):
claude mcp add pm-skills -- npx -y -p pm-claude-skills pm-claude-skills-mcp