What do I need to use Hong Kong MPF Explainer (強積金)?

Employment; Accounts; Age; Recent statements; Question.

Is Hong Kong MPF Explainer (強積金) free to use?

Yes — run it free in the browser playground (no API key needed for the sponsored trial, or bring any provider key), or install it into Claude Code, Cursor, ChatGPT and more via npx pm-claude-skills. MIT-licensed and open source.

Hong Kong MPF Explainer (強積金)

Q: How do I know the Hong Kong MPF Explainer (強積金) output is good?

The skill verifies itself against its own quality checks: Every limit, cap and date is marked to confirm with the MPFA; The contribution check compares statements month by month where statements are given; Withdrawal routes list conditions and documents; The offsetting abolition is mentioned where severance or long service payment is relevant.

🔵 Stable🕐 updated 2026-10-05⚖️ rules checked 2026-10-04 🔷 SkillSpec L3 ⚙ ships an executable helper pm-hk-tw

Use when asked 強積金點計, 強積金幾時可以攞, 轉強積金計劃, 僱主有冇供強積金, 自願供款扣稅, eMPF 點用, or understand Hong Kong's Mandatory Provident Fund (MPF). Produces how contributions work for the person's income, checks on whether the employer contributed correctly, the withdrawal routes and their conditions, the options for moving accrued benefits, the tax-deductible voluntary contribution rules, and a fund-choice framework without recommending funds.

▶ Run it free — no key needed 📝 Grade your existing draft View SKILL.md ↗

🗣 Say this to your agent

“我月入 25000，強積金每月應該供幾多？”“我移民離開香港，強積金點樣提早攞？”“舊公司嘅強積金戶口點整合？”“Explain my Hong Kong MPF and how to save tax with voluntary contributions.”

What to give it

▸Employment — employee or self-employed, monthly relevant income, employer and start date

▸Accounts — contribution account, personal accounts from earlier jobs, any tax-deductible voluntary contribution (TVC) account

▸Age — , and plans to retire early or leave Hong Kong permanently

▸Recent statements — , if the person has them

▸Question — checking contributions, withdrawal, consolidating, choosing funds, or saving tax

✅ The bar it holds itself to

Every skill in this library self-verifies — these are this skill's own quality checks, straight from its definition.

✓Every limit, cap and date is marked to confirm with the MPFA

✓The contribution check compares statements month by month where statements are given

✓Withdrawal routes list conditions and documents

✓The offsetting abolition is mentioned where severance or long service payment is relevant

✓No specific fund is recommended

✓The output states it is not investment advice

⚠️ What it refuses to do

**Leaving old accounts scattered.** Several small accounts each carry fees and get forgotten.

**Never checking contributions.** Employer errors and late payments happen.

**Choosing funds by past returns alone.** Fees and risk matter over decades.

**Assuming departure means instant cash.** Permanent departure has conditions and a once-only rule.

Install

npx pm-claude-skills add --agent claude   # or codex · cursor · gemini · hermes
# or one-line MCP (every skill, any client):
claude mcp add pm-skills -- npx -y -p pm-claude-skills pm-claude-skills-mcp

Related skills

🔌 Embed this skill

Drop this on your blog, docs, or site — it renders a "Run this skill" card:

<div data-pm-skill="hk-mpf-explainer"></div>
<script src="https://mohitagw15856.github.io/pm-claude-skills/embed.js" async></script>

💬 Discussion

Hong Kong MPF Explainer (強積金) is one of 1297 open-source professional AI agent skills — all SkillSpec L3. Try them all in the browser · ⭐ Star on GitHub · Browse the full catalog