What do I need to use Financial Checkup?

The basics; Protection; Your goals; Life changes.

Is Financial Checkup free to use?

Yes — run it free in the browser playground (no API key needed for the sponsored trial, or bring any provider key), or install it into Claude Code, Cursor, ChatGPT and more via npx pm-claude-skills. MIT-licensed and open source.

Financial Checkup

Q: How do I know the Financial Checkup output is good?

The skill verifies itself against its own quality checks: Reviews all the core areas, not just savings/investing; Rates each area honestly against sensible benchmarks; Surfaces both risks and left-on-the-table opportunities; Prioritizes the highest-impact fixes.

🔵 Stable🕐 updated 2026-08-06 🔷 SkillSpec L3 pm-wealth

Run an annual (or anytime) financial health check across the key areas — so you catch problems and opportunities instead of drifting. Use when asked do a financial checkup, am I doing okay financially, review my finances, or financial health check. Produces a structured review across the core areas (safety net, debt, spending, saving/investing, protection, and goals), a clear read on what's healthy vs needs attention, the highest-priority fixes, and a couple of easy wins — a financial physical that turns 'I think I'm fine?' into an honest, actionable picture. Educational, not financial advice.

▶ Run it free — no key needed 📝 Grade your existing draft View SKILL.md ↗

🗣 Say this to your agent

“Do a financial checkup on me — am I doing okay?”“Review my finances and tell me what to fix.”“Financial health check — where are my gaps?”“It's a new year — help me review my money situation.”“Am I financially healthy, and what should I prioritize?”

What to give it

▸The basics — income, rough spending, savings, debts (and rates), and what's automated

▸Protection — do you have appropriate insurance and any estate basics (will, beneficiaries)

▸Your goals — what you're saving toward and whether you're on track

▸Life changes — anything recent (new job, kid, move) that shifts the picture

✅ The bar it holds itself to

Every skill in this library self-verifies — these are this skill's own quality checks, straight from its definition.

✓Reviews all the core areas, not just savings/investing

✓Rates each area honestly against sensible benchmarks

✓Surfaces both risks and left-on-the-table opportunities

✓Prioritizes the highest-impact fixes

✓Includes a couple of easy wins

✓Sets a recheck cadence; states not financial advice

⚠️ What it refuses to do

**Only looking at investments** and ignoring protection/safety net.

**No prioritization** — a flat list of everything.

**Missing the easy wins** (fees, unswept cash, unclaimed match).

**Vague "you're probably fine."**

**Personalized financial advice** rather than an educational check.

Install

npx pm-claude-skills add --agent claude   # or codex · cursor · gemini · hermes
# or one-line MCP (every skill, any client):
claude mcp add pm-skills -- npx -y pm-claude-skills-mcp

Related skills

🔌 Embed this skill

Drop this on your blog, docs, or site — it renders a "Run this skill" card:

<div data-pm-skill="financial-checkup"></div>
<script src="https://mohitagw15856.github.io/pm-claude-skills/embed.js" async></script>

💬 Discussion

Financial Checkup is one of 1174 open-source professional AI agent skills — all SkillSpec L3. Try them all in the browser · ⭐ Star on GitHub · Browse the full catalog