LO
Letter of Credit Check (信用证审证与审单)
🔵 Stable🕐 updated 2026-10-05⚖️ rules checked 2026-10-05
🔷 SkillSpec L3
pm-china-trade
Use when asked 信用证审证, 信用证审单, 审核信用证条款, 单证不符点, L/C 软条款, 交单前检查, or check a letter of credit or a set of export documents against it for a Chinese exporter. Produces an L/C term review (dates, amounts, shipment, documents, soft clauses) with what to ask the buyer to amend, and a document-by-document discrepancy checklist (invoice, bill of lading, packing list, insurance, certificate of origin, inspection) with the relevant UCP 600 articles, all marked to confirm with the bank's documentary credit team. Not legal or banking advice.
🗣 Say this to your agent
“收到一份信用证，帮我审一下条款有没有软条款。”“交单前帮我检查发票、提单和保险单有没有不符点。”“信用证要求客户签字的检验证书，能接受吗？”“提单日期 3 月 5 日，信用证没写交单期，最晚哪天交单？”“Check these export documents against the letter of credit for discrepancies.”
What to give it
▸The L / C text — (MT700 fields or a scan): 40A form, 31D expiry date and place, 32B amount, 39A tolerance, 41a available with, 42C drafts, 43P partial shipment, 43T transhipment, 44A to 44F ports and latest shipment date, 45A goods, 46A documents required, 47A additional conditions, 48 presentation period, 49 confirmation, 71B charges
▸The sales contract — and pro forma invoice
▸Shipment facts — actual or planned shipment date, ports, vessel, quantity, packing
▸The draft documents — for 审单: commercial invoice, packing list, bill of lading or air waybill, insurance policy, certificate of origin, inspection certificate, beneficiary's certificate, draft
▸Which stage — reviewing a new L/C, or checking documents before presentation
✅ The bar it holds itself to
Every skill in this library self-verifies — these are this skill's own quality checks, straight from its definition.
✓Every L/C field is compared with the contract
✓Soft clauses are identified with amendment wording
✓Each document is checked against the specific 46A and 47A requirements
✓Dates are laid out: shipment, presentation, expiry, examination
✓UCP 600 and ISBP references are marked 需核实 and the L/C's own terms take priority
✓The output says the bank's documentary credit team has the final view
⚠️ What it refuses to do
**Accepting the L/C without reading 47A.** Soft clauses hide in additional conditions.
**Shipping before amendments are confirmed.** You lose leverage once the goods sail.
**"Close enough" names and addresses.** Typos in the beneficiary or consignee are classic discrepancies.
**Presenting on the last day.** Leave time to correct and re-present.
**Assuming a discrepancy will be waived.** The buyer may use it to renegotiate.
Install
npx pm-claude-skills add --agent claude # or codex · cursor · gemini · hermes
# or one-line MCP (every skill, any client):
claude mcp add pm-skills -- npx -y -p pm-claude-skills pm-claude-skills-mcpRelated skills
🔌 Embed this skill
Drop this on your blog, docs, or site — it renders a "Run this skill" card:
<div data-pm-skill="cn-letter-of-credit-check"></div>
<script src="https://mohitagw15856.github.io/pm-claude-skills/embed.js" async></script>💬 Discussion
Letter of Credit Check (信用证审证与审单) is one of 1297 open-source professional AI agent skills — all SkillSpec L3.
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