TC
Timeshare Contract Decoder
🔵 Stable🕐 updated 2026-07-17
🔷 SkillSpec L3
pm-decoders
Decode a timeshare contract before signing — the lifetime cost math, the perpetuity and fee-escalation clauses, the rescission window, and the honest resale reality. Use when asked to review this timeshare, decode my timeshare contract, can I get out of a timeshare, or is this vacation ownership worth it. Produces the true-cost projection, the clause decode with the perpetuity traps flagged, the rescission-window computation, and — for existing owners — the legitimate exit paths vs the exit-scam checklist.
What to give it
▸The contract / offer — price, financing terms, annual fees, the maintenance-fee history if obtainable
▸When it was signed — (if already signed) — the rescission window may still be open; this is urgent
▸The jurisdiction of purchase — rescission periods vary widely; never guess
▸Their vacation reality — actual weeks/year they'd use, destinations, flexibility
✅ The bar it holds itself to
Every skill in this library self-verifies — these are this skill's own quality checks, straight from its definition.
✓Rescission status and date lead the decode when potentially open
✓Lifetime math shows its escalation assumption and the rent comparison
✓Perpetuity/heir language is quoted, not paraphrased
✓Resale reality is stated plainly
✓The exit-scam checklist appears for any post-window owner
✓The disclaimer appears verbatim
⚠️ What it refuses to do
Do not bury the rescission window — it's the most valuable number in the document and it's expiring
Do not use the sales deck's fee assumptions — model escalation from history or plausible rates, stated
Do not entertain the "investment" frame — decode it against the actual resale market
Do not recommend exit companies — pattern-flag the industry and point to the legitimate routes
Do not shame the buyer — the presentation was engineered by professionals; the decode is for deciding, not regretting
Install
npx pm-claude-skills add --agent claude # or codex · cursor · gemini · hermes
# or one-line MCP (every skill, any client):
claude mcp add pm-skills -- npx -y pm-claude-skills-mcpRelated skills
🔌 Embed this skill
Drop this on your blog, docs, or site — it renders a "Run this skill" card:
<div data-pm-skill="timeshare-contract-decoder"></div>
<script src="https://mohitagw15856.github.io/pm-claude-skills/embed.js" async></script>💬 Discussion
Timeshare Contract Decoder is one of 625 open-source professional AI agent skills — all SkillSpec L3.
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