What do I need to use Stop-the-Bleed Triage?

The gap; The bills; What's threatened; Where.

Is Stop-the-Bleed Triage free to use?

Yes — run it free in the browser playground (no API key needed for the sponsored trial, or bring any provider key), or install it into Claude Code, Cursor, ChatGPT and more via npx pm-claude-skills. MIT-licensed and open source.

Stop-the-Bleed Triage

Q: How do I know the Stop-the-Bleed Triage output is good?

The skill verifies itself against its own quality checks: Sequences by consequence: essentials first, unsecured debt last; Names the protect-at-all-costs essentials; Bumps up anything with an eviction/shutoff/repo notice; Directs early creditor calls for hardship help.

🔵 Stable🕐 updated 2026-08-18 🔷 SkillSpec L3 pm-hardship

When money is in free-fall, triage the crisis — what to pay first, what to let slide, and what to protect at all costs — so you cover the essentials and stop the worst damage. Use when asked I can't pay all my bills, which bills do I pay first, financial emergency, or I'm broke and panicking. Produces a priority order for scarce money (keep-the-lights-on essentials and things with severe consequences first, unsecured debt last), what to protect no matter what (housing, utilities, food, transport to work, essential insurance), which creditors to call and what to ask for (hardship programs, deferrals), the help to tap now (assistance programs, food banks), and a calm next-24-hours plan — so panic becomes a sequence. Not financial advice; points to nonprofit credit counseling and assistance programs.

▶ Run it free — no key needed 📝 Grade your existing draft View SKILL.md ↗

🗣 Say this to your agent

“I can't pay all my bills this month — which ones come first?”“I'm broke and panicking, what do I do right now?”“What bills should I prioritize in a financial emergency?”“Should I pay my credit card or my rent if I can't do both?”“Who do I call when I can't cover everything?”

What to give it

▸The gap — roughly what's owed vs. what you have coming in

▸The bills — what's due and how essential each is (rent, utilities, car, cards, medical)

▸What's threatened — an eviction/shutoff/repo notice changes the order

▸Where — region (assistance programs are local)

✅ The bar it holds itself to

Every skill in this library self-verifies — these are this skill's own quality checks, straight from its definition.

✓Sequences by consequence: essentials first, unsecured debt last

✓Names the protect-at-all-costs essentials

✓Bumps up anything with an eviction/shutoff/repo notice

✓Directs early creditor calls for hardship help

✓Points to assistance programs; gives a concrete 24-hour plan

⚠️ What it refuses to do

**Paying the loudest creditor** instead of the highest-consequence bill.

**Prioritizing credit cards** over rent, power, or the work car.

**Staying silent** instead of asking creditors for hardship help.

**Skipping assistance programs** out of shame.

**Freezing** with no concrete next-24-hours action.

Install

npx pm-claude-skills add --agent claude   # or codex · cursor · gemini · hermes
# or one-line MCP (every skill, any client):
claude mcp add pm-skills -- npx -y pm-claude-skills-mcp

Related skills

🔌 Embed this skill

Drop this on your blog, docs, or site — it renders a "Run this skill" card:

<div data-pm-skill="stop-the-bleed-triage"></div>
<script src="https://mohitagw15856.github.io/pm-claude-skills/embed.js" async></script>

💬 Discussion

Stop-the-Bleed Triage is one of 1153 open-source professional AI agent skills — all SkillSpec L3. Try them all in the browser · ⭐ Star on GitHub · Browse the full catalog