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Renting After Disaster Damage

🔵 Stable🕐 updated 2026-10-16⚖️ rules checked 2026-10-16Not yet expert-reviewed · review it ✅ 5/5 🔷 SkillSpec L3 pm-renters

Know your position as a tenant when a fire, flood, storm or other disaster damages your rented home: whether rent is still due, who repairs what, what your landlord's and your own insurance cover, moving out or ending the lease, and getting your deposit back. Use when someone says 'our rented flat flooded, do I still pay rent', 'the landlord won't fix the storm damage', 'can I end my lease after the fire', or 'who pays for my damaged belongings'. Produces a first-week plan, a rights checklist to confirm locally, messages to the landlord, and a decision on staying or leaving.

▶ Run it free — no key needed 📝 Grade your existing draft ⬇ Add to Claude (works in Duet) 📱 Use as an app View SKILL.md ↗ What changed

🗣 Say this to your agent

“Our rented flat flooded and we can't live in it, do we still pay rent?”“The landlord won't fix the storm damage to the roof”“Can I end my lease after the fire made the house unliveable?”“Who pays for my furniture damaged in the flood, me or the landlord?”

What to give it

▸The country and area, and the kind of — tenancy or lease
▸What happened, when, and how bad the damage is — liveable, partly, not at all
▸Whether they have contents or renter's insurance
▸What the landlord has said or done so — far
▸Whether they want to stay or leave

✅ The bar it holds itself to

Every skill in this library self-verifies — these are this skill's own quality checks, straight from its definition.

✓Safety and recording come before cleaning or discarding anything
✓Notice to the landlord is in writing and dated
✓Rights on rent, repairs and ending the lease are framed as questions to confirm locally, not stated as universal law
✓The split between the landlord's buildings insurance and the tenant's contents insurance is explained
✓Free local tenant advice is named, with the not-advice line

⚠️ What it refuses to do

Telling a tenant to stop paying rent without checking the local rules and lease first
Telling a tenant to throw out damaged items before they are recorded
Assuming the landlord's insurance pays for the tenant's belongings
Stating one country's tenant law as if it applies everywhere

Install

npx pm-claude-skills add --agent claude   # or codex · cursor · gemini · hermes
# or one-line MCP (every skill, any client):
claude mcp add pm-skills -- npx -y -p pm-claude-skills pm-claude-skills-mcp

Related skills

🔌 Embed this skill

Drop this on your blog, docs, or site — it renders a "Run this skill" card:

<div data-pm-skill="renting-after-disaster-damage"></div>
<script src="https://mohitagw15856.github.io/pm-claude-skills/embed.js" async></script>

💬 Discussion

Renting After Disaster Damage is one of 1326 open-source professional AI agent skills — all SkillSpec L3. Try them all in the browser · ⭐ Star on GitHub · Browse the full catalog