What do I need to use Medical Bill Decoder?

The bill and / or EOB text; Insurance status; Context.

Is Medical Bill Decoder free to use?

Yes — run it free in the browser playground (no API key needed for the sponsored trial, or bring any provider key), or install it into Claude Code, Cursor, ChatGPT and more via npx pm-claude-skills. MIT-licensed and open source.

Medical Bill Decoder

Q: How do I know the Medical Bill Decoder output is good?

The skill verifies itself against its own quality checks: Every flagged charge points to a specific line on the bill, quoted or numbered; Bill and EOB are cross-checked when both are provided; mismatches are the top flags; Uninterpretable codes are marked `[to confirm]`, never guessed into a diagnosis; All three scripts are word-for-word usable, not summaries of what to say.

🔵 Stable🕐 updated 2026-07-14 🔷 SkillSpec L3 pm-decoders

Decode an itemized medical bill or EOB into plain English and find the charges worth disputing. Use when someone asks 'why is my medical bill so high', 'decode my hospital bill', 'what is this EOB saying', or 'can I negotiate this bill'. Produces a line-by-line decode, duplicate and unbundling flags, balance-billing red flags, and ready-to-read scripts for requesting an itemized bill, financial assistance, and a negotiation call.

▶ Run it free — no key needed 📝 Grade your existing draft View SKILL.md ↗

What to give it

▸The bill and / or EOB text — pasted or transcribed. If it's only a summary bill, say so and lead with the itemized-bill request script; decode what's visible.

▸Insurance status — insured (in/out of network, if known), uninsured, or unsure.

▸Context — what the visit was for, and whether the facility was chosen in an emergency.

✅ The bar it holds itself to

Every skill in this library self-verifies — these are this skill's own quality checks, straight from its definition.

✓Every flagged charge points to a specific line on the bill, quoted or numbered

✓Bill and EOB are cross-checked when both are provided; mismatches are the top flags

✓Uninterpretable codes are marked `[to confirm]`, never guessed into a diagnosis

✓All three scripts are word-for-word usable, not summaries of what to say

✓Balance-billing flags note that protections depend on jurisdiction and plan type

✓The disclaimer line appears verbatim in the artifact

⚠️ What it refuses to do

Do not invent charges, codes, or prices that aren't in the document

Do not soften a red flag to seem balanced — a likely duplicate is a likely duplicate

Do not present jurisdiction-dependent billing protections as universal

Do not diagnose or second-guess the medical care itself — decode the billing only

Do not promise outcomes ("they'll waive this") — frame scripts as asks with good odds

Install

npx pm-claude-skills add --agent claude   # or codex · cursor · gemini · hermes
# or one-line MCP (every skill, any client):
claude mcp add pm-skills -- npx -y pm-claude-skills-mcp

Related skills

🔌 Embed this skill

Drop this on your blog, docs, or site — it renders a "Run this skill" card:

<div data-pm-skill="medical-bill-decoder"></div>
<script src="https://mohitagw15856.github.io/pm-claude-skills/embed.js" async></script>

💬 Discussion

Medical Bill Decoder is one of 625 open-source professional AI agent skills — all SkillSpec L3. Try them all in the browser · ⭐ Star on GitHub · Browse the full catalog