What do I need to use KYC Escalation?

Trigger; Customer profile; Activity history; Prior alerts or escalations.

Is KYC Escalation free to use?

Yes — run it free in the browser playground (no API key needed for the sponsored trial, or bring any provider key), or install it into Claude Code, Cursor, ChatGPT and more via npx pm-claude-skills. MIT-licensed and open source.

KYC Escalation

Q: How do I know the KYC Escalation output is good?

The skill verifies itself against its own quality checks: Trigger section contains zero inference — every claim has a date and amount; Facts and analysis are in separate sections; the word "suspicious" appears only, if at all, in the recommendation's rationale; Every red flag cites a specific observation; checked-but-absent categories are listed; Recommendation is exactly one of the four options with rationale.

🔵 Stable🕐 updated 2026-07-14 🔷 SkillSpec L3 pm-banking

Write an internal KYC/AML escalation memo: a factual time-stamped trigger description, customer-profile vs activity mismatch analysis, red-flag taxonomy mapping, outstanding information, and a recommendation with rationale. Use when asked to escalate a KYC alert, document an AML concern, write up unusual-activity findings for compliance review, or prepare an enhanced due diligence referral. Produces a structured internal escalation memo for a compliance team's decision-makers.

▶ Run it free — no key needed 📝 Grade your existing draft View SKILL.md ↗

What to give it

▸Trigger — the alert, transaction(s), or observation, with dates, amounts, counterparties

▸Customer profile — KYC file basics: stated occupation/business, expected activity, source of funds/wealth, tenure, risk rating

▸Activity history — recent pattern for context

▸Prior alerts or escalations — on this customer

✅ The bar it holds itself to

Every skill in this library self-verifies — these are this skill's own quality checks, straight from its definition.

✓Trigger section contains zero inference — every claim has a date and amount

✓Facts and analysis are in separate sections; the word "suspicious" appears only, if at all, in the recommendation's rationale

✓Every red flag cites a specific observation; checked-but-absent categories are listed

✓Recommendation is exactly one of the four options with rationale

✓No SAR/report narrative drafted; no customer-facing text included

✓Gaps marked `[not in file]`, never filled in

⚠️ What it refuses to do

Do not draft the SAR/STR or its narrative — this memo informs the reporting decision-maker; it is not the report

Do not advise anyone on structuring, thresholds, or evading monitoring — including hypothetically

Do not state guilt or intent — describe activity and mismatch; suspicion determinations belong to the designated officer

Do not include customer-facing language or anything creating tipping-off risk

Do not recommend customer outreach without flagging the tipping-off sensitivity for the decision-maker

Install

npx pm-claude-skills add --agent claude   # or codex · cursor · gemini · hermes
# or one-line MCP (every skill, any client):
claude mcp add pm-skills -- npx -y pm-claude-skills-mcp

Related skills

🔌 Embed this skill

Drop this on your blog, docs, or site — it renders a "Run this skill" card:

<div data-pm-skill="kyc-escalation"></div>
<script src="https://mohitagw15856.github.io/pm-claude-skills/embed.js" async></script>

💬 Discussion

KYC Escalation is one of 599 open-source professional AI agent skills — all SkillSpec L3. Try them all in the browser · ⭐ Star on GitHub · Browse the full catalog