What do I need to use Investment-Account Picker?

Your goals; Your region; What you have access to; Your situation.

Is Investment-Account Picker free to use?

Yes — run it free in the browser playground (no API key needed for the sponsored trial, or bring any provider key), or install it into Claude Code, Cursor, ChatGPT and more via npx pm-claude-skills. MIT-licensed and open source.

Investment-Account Picker

Q: How do I know the Investment-Account Picker output is good?

The skill verifies itself against its own quality checks: Explains account categories by purpose, generically (names vary by country); Matches the person's goals/timelines to account types; Prioritizes capturing free money (match) first; Gives a sensible tax-advantaged-then-taxable order.

🔵 Stable🕐 updated 2026-08-06 🔷 SkillSpec L3 pm-wealth

Understand which type of investment/savings account to use for your goal — the tax-advantaged vs taxable question, and which wrapper fits which money — so you don't leave free tax benefits on the table. Use when asked which account should I invest in, what's the difference between these account types, where should I put my savings, or tax-advantaged accounts explained. Produces a plain-language explainer of the common account categories (retirement/tax-advantaged, general/taxable, education, short-term), a match of your goals to the right account type, the order to prioritize them, and what to verify locally — because using the wrong wrapper can cost you real money. Not financial advice; account types are jurisdiction-specific.

▶ Run it free — no key needed 📝 Grade your existing draft View SKILL.md ↗

🗣 Say this to your agent

“Which type of account should I invest through?”“What's the difference between all these account types?”“Where should I put money for retirement vs. a house deposit?”“Explain tax-advantaged accounts — am I missing free benefits?”“I have savings to invest — which account is right?”

What to give it

▸Your goals — what the money is for and when you'll need it (retirement, a home, general growth, near-term)

▸Your region — the key input, since accounts and tax are country-specific

▸What you have access to — an employer retirement plan/match, existing accounts

▸Your situation — employed/self-employed, and any known contribution room

✅ The bar it holds itself to

Every skill in this library self-verifies — these are this skill's own quality checks, straight from its definition.

✓Explains account categories by purpose, generically (names vary by country)

✓Matches the person's goals/timelines to account types

✓Prioritizes capturing free money (match) first

✓Gives a sensible tax-advantaged-then-taxable order

✓Flags commonly-missed free benefits

✓Clearly states account rules are jurisdiction-specific; not financial advice

⚠️ What it refuses to do

**Naming specific country accounts** as if universal.

**Ignoring the employer match** (free money) priority.

**Putting near-term money** into market-risk accounts.

**Missing unused tax-advantaged room.**

**Presenting as personalized financial advice.**

Install

npx pm-claude-skills add --agent claude   # or codex · cursor · gemini · hermes
# or one-line MCP (every skill, any client):
claude mcp add pm-skills -- npx -y pm-claude-skills-mcp

Related skills

🔌 Embed this skill

Drop this on your blog, docs, or site — it renders a "Run this skill" card:

<div data-pm-skill="investment-account-picker"></div>
<script src="https://mohitagw15856.github.io/pm-claude-skills/embed.js" async></script>

💬 Discussion

Investment-Account Picker is one of 1078 open-source professional AI agent skills — all SkillSpec L3. Try them all in the browser · ⭐ Star on GitHub · Browse the full catalog