What do I need to use Insurance Claim?

Policy details; The incident; The loss; Evidence; The claim.

Is Insurance Claim free to use?

Yes — run it free in the browser playground (no API key needed for the sponsored trial, or bring any provider key), or install it into Claude Code, Cursor, ChatGPT and more via npx pm-claude-skills. MIT-licensed and open source.

Insurance Claim

Q: How do I know the Insurance Claim output is good?

The skill verifies itself against its own quality checks: Policy/claim number, dates, and incident facts are precise and consistent; The loss is itemised with values, and the claimed amount is shown to add up; Evidence is listed and referenced — nothing asserted without support; For an appeal, the denial reason is quoted and directly rebutted with policy wording.

🔵 Stable🕐 updated 2026-06-29 🔷 SkillSpec L3 pm-lifeadmin

Write a clear insurance claim letter or appeal that supports a payout. Use when asked to write an insurance claim, file a claim letter, document a loss for insurance, or appeal a denied claim. Produces a structured claim — policy and incident details, the documented loss, the amount claimed, and the evidence — or an appeal that rebuts the denial reason, ready to submit.

▶ Run it free — no key needed 📝 Grade your existing draft View SKILL.md ↗

What to give it

▸Policy details — insurer, policy/claim number, and policyholder.

▸The incident — what happened, when and where, and how it was discovered/reported.

▸The loss — what was damaged/lost, itemised, with values/estimates.

▸Evidence — photos, receipts, repair estimates, police/incident reports, prior correspondence.

▸The claim — the amount claimed and the outcome you want; or, for an appeal, the denial reason given.

✅ The bar it holds itself to

Every skill in this library self-verifies — these are this skill's own quality checks, straight from its definition.

✓Policy/claim number, dates, and incident facts are precise and consistent

✓The loss is itemised with values, and the claimed amount is shown to add up

✓Evidence is listed and referenced — nothing asserted without support

✓For an appeal, the denial reason is quoted and directly rebutted with policy wording

✓Nothing is inflated, invented, or misrepresented

✓A document checklist and a reminder to confirm deadlines are included

⚠️ What it refuses to do

Do not inflate or invent losses — it risks the whole claim and is fraud

Do not be vague about amounts or dates — itemise and date everything

Do not omit or fail to reference evidence — undocumented claims stall

Do not ignore the denial reason in an appeal — rebut it specifically with the policy terms

Do not present this as legal/insurance advice or guarantee an outcome — flag deadlines to confirm

Install

npx pm-claude-skills add --agent claude   # or codex · cursor · gemini · hermes
# or one-line MCP (every skill, any client):
claude mcp add pm-skills -- npx -y pm-claude-skills-mcp

Related skills

🔌 Embed this skill

Drop this on your blog, docs, or site — it renders a "Run this skill" card:

<div data-pm-skill="insurance-claim"></div>
<script src="https://mohitagw15856.github.io/pm-claude-skills/embed.js" async></script>

💬 Discussion

Insurance Claim is one of 599 open-source professional AI agent skills — all SkillSpec L3. Try them all in the browser · ⭐ Star on GitHub · Browse the full catalog