Take back control after identity theft — the right first moves, in the right order, so you contain the damage and rebuild. Use when asked what to do about identity theft, someone stole my identity, my details are being used fraudulently, or help me recover from fraud. Produces an immediate-actions checklist (freeze, report, secure), an evidence and reporting plan for the right authorities and institutions, a dispute path for fraudulent accounts/charges, and an ongoing-monitoring setup — flagging where to use official channels and when to involve police/regulators.
“Someone opened a credit card in my name — what do I do?”“I think my identity's been stolen, help me recover.”“There are fraudulent charges and a loan I never took out.”“My details were used to file something fraudulently — where do I start?”“How do I dispute accounts opened by an identity thief?”
What to give it
▸What happened — what was stolen/misused (card, SSN/national ID, accounts, mail)
▸How you found out — a charge, a denial, a notification, a collection notice
▸What's affected — specific accounts, new accounts opened in your name, charges
▸Your country / region — determines the official reporting bodies and rights
▸What you've done so far — any calls, freezes, or reports already made
✅ The bar it holds itself to
Every skill in this library self-verifies — these are this skill's own quality checks, straight from its definition.
✓Immediate containment (freeze, secure logins, contact institutions) comes first
✓Points to the correct official reporting body for the region
✓Stresses a documented log of every contact
✓Gives a written dispute path citing the ID-theft report
✓Sets up ongoing monitoring/hardening
✓Warns to use official channels, not links from the scam
⚠️ What it refuses to do
**Disputing before freezing** — new fraud keeps piling on.
**No official report** — many removals require the reference number.
**No documentation** — disputes stall without records.
**Using contact details from the scam message** itself.
**Stopping at cleanup** with no ongoing monitoring.
Install
npx pm-claude-skills add --agent claude # or codex · cursor · gemini · hermes
# or one-line MCP (every skill, any client):
claude mcp add pm-skills -- npx -y pm-claude-skills-mcp