What do I need to use Freelance Rate?

Target pre-tax personal income; Business overhead; Weeks off; Billable %.

Is Freelance Rate free to use?

Yes — run it free in the browser playground (no API key needed for the sponsored trial, or bring any provider key), or install it into Claude Code, Cursor, ChatGPT and more via npx pm-claude-skills. MIT-licensed and open source.

Freelance Rate

Q: How do I know the Freelance Rate output is good?

The skill verifies itself against its own quality checks: Billable % is defended, not assumed at 100%; The tax premium is labeled jurisdiction-dependent; The multiplier vs salary÷2000 appears with its explanation; The client-safe justification contains no apology.

🔵 Stable🕐 updated 2026-07-17 🔷 SkillSpec L3 ⚙ ships an executable helper pm-calculators

Derive a freelance day/hourly rate backwards from target income, honest billable utilization, overhead, and the self-employment tax premium — the arithmetic that proves a rate is not salary÷2000. Use when asked what should I charge as a freelancer, how do I set my consulting rate, why is my freelance rate so high, or convert my salary to a contract rate. Produces the required-revenue breakdown, billable-hours math, the hourly and day rate, and the multiplier vs the naive salary÷2000 number.

▶ Run it free — no key needed 📝 Grade your existing draft View SKILL.md ↗

What to give it

▸Target pre-tax personal income — what they want to pay themselves, not what they hope to gross

▸Business overhead — insurance, tools, accounting, coworking (default $12,000/yr, labeled)

▸Weeks off — vacation + sick + admin-only weeks (default 6, labeled)

▸Billable % — the honest one; 60% is a realistic default, 80%+ is a mature practice with full pipeline, 100% is a fantasy

✅ The bar it holds itself to

Every skill in this library self-verifies — these are this skill's own quality checks, straight from its definition.

✓Billable % is defended, not assumed at 100%

✓The tax premium is labeled jurisdiction-dependent

✓The multiplier vs salary÷2000 appears with its explanation

✓The client-safe justification contains no apology

✓The disclaimer line appears in the artifact

⚠️ What it refuses to do

Do not derive the rate from salary÷2000 — that's the error this skill corrects

Do not assume 100% (or even 80%) billable for a new freelancer

Do not present the rate without the justification narrative — the number alone invites haggling

Do not give jurisdiction-specific tax advice — flag the premium as a parameter

Do not price to "win the client" — price to fund the practice, then decide about discounts consciously

Install

npx pm-claude-skills add --agent claude   # or codex · cursor · gemini · hermes
# or one-line MCP (every skill, any client):
claude mcp add pm-skills -- npx -y pm-claude-skills-mcp

Related skills

🔌 Embed this skill

Drop this on your blog, docs, or site — it renders a "Run this skill" card:

<div data-pm-skill="freelance-rate"></div>
<script src="https://mohitagw15856.github.io/pm-claude-skills/embed.js" async></script>

💬 Discussion

Freelance Rate is one of 743 open-source professional AI agent skills — all SkillSpec L3. Try them all in the browser · ⭐ Star on GitHub · Browse the full catalog